Curriculum
Resources and Learning Tools
At JOY Making A Difference, we believe in giving students the tools they need to succeed. Our worksheets are designed to teach financial literacy, entrepreneurship, and academic skills in a fun, engaging way.
Below are sample materials from our curriculum, created for students ages 10–13, to show how our work aligns with school-based learning goals.
Sample Worksheets
Budgeting Basics
Students learn how to track income and expenses with real-life examples.
DownloadDream It, Build It
Students brainstorm a business idea and walk through steps to bring it to life.
DownloadSaving Goals
Students (ages 10–13) set a short-term savings goal and progress tracker.
DownloadSmart Spending
Students compare wants vs. needs and practice making smart spending choices.
DownloadFamily Budget Starter
Families list income, track expenses, and set a simple savings goal together.
DownloadLocal & Community Resources
JOY's campus at 201 Buck Street, Millville, NJ is surrounded by youth- and family-focused community partners.
Want to partner with JOY?
Companies that want to be featured as a resource with JOY can contact us directly to discuss collaboration opportunities.
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